With this economy, it is no surprise that the best thing that you can do for yourself and your finance is get your finances together. But, as anyone knows, budgeting is not easy. Most of the time, you feel like you’re gutting too much out of your budget or that you are resulting to living like a pauper for the sake of putting your mind and money at ease. But to be honest, saving money does not need to make you feel this way. If you are like most Americans, the money that you save will make you feel happier, and with the following tips to saving money easily, you can even stay happy.
Work from Home
Times are changing, and in some cases for the better. In Houston, and most likely in other similar cities, commuters spend a total of $6,000 per year just to get to work. When you add the cost of time, it really does become a shocking scenario. Finding a way to work from home is one of the best ways that you can easily pocket that six grand, feel a bit of freedom, and not feel like you are reducing your lifestyle. Chances are you are thinking that working from home is impossible and that few companies allow it. However, as stated, times are changing – and here is a list of work from home companies by Forbes to prove it.
Do It Yourself
The great thing about social media is that it offers web browsers innovative ideas regarding their home. Years ago, the best way to remodel a home or repair something was to call a professional. Now, thanks to the online community, a plethora of do it yourself home projects have become available for everyone. Rather than spend money on costly home renovations, to save and spend less, simply browse the web for home remodel and repair projects. You’ll be able to save, enjoy a project with your family, and feel proud of your work.
Plan Ahead Meals
Food prices are rising, and so America’s spending on groceries per year. On average, a family of four spends about $900 a month on food. A few reasons for this include failing to use coupons, grocery shopping a few times a week, and not planning meals ahead. One way to save money is to shop for groceries the smart way. Reducing your grocery-shopping day to once per week, using coupons, buying meat on sale, and utilizing comparison-shopping can save you a few hundred dollars per month.
Cut the TV Cord
Alright, so no more 24-hour news and your favorite weekly show on demand. It’s difficult – yes, but it isn’t impossible. Simply think of all the money you’ll save (approx. $90 per month), and you’ll suddenly feel better. In addition, there are some great alternatives to cable TV so you don’t need to feel like you’re suffering or that you are missing the weekly run your favorite show.
You may be in love with a pair of shoes or a certain dress, but before you swipe your card you should think twice. Chances are, you’ll be able to find the same or a similar item for less at online stores. This way, you can protect your wallet and still get the items that you love without really compromising.
While some of these five tips may be a bit challenging, you’ll feel better once you notice all the money that you save. You’ll also enjoy the fact that you aren’t losing a major portion of your paycheck to truly unnecessary things. You can even add the money to your savings account or use it for something more enjoyable – like a special vacation or a fancy restaurant.